Quick short term loan from N$500 to N$5,000

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About Us

We take the stress out of finding the right loan

TinaBiz Financial Services is licensed and regulated by the Namibia Financial Institutions Supervisory Authority (NAMFISA). At TinaBiz we offer small financial loans to help you spread the cost of things, even if you do not have the best credit score. You can borrow from N$500 – N$5,000 and pay us back on your next payday or withing 60 days.

We are committed to helping you achieve your financial goals and dreams. Our loan services are designed to provide you with the support and resources you need to take control of your finances and embark on a path towards prosperity.


To empower individuals by providing accessible and responsible financial solutions and cultivating financial inclusion within local communities.


To become the leading micro-lender and financial service provider known for our commitment to financial empowerment and sustainability.

Low-Interest Rates

Enjoy competitive rates for affordable borrowing.

Quick Approval

Get funds swiftly with fast approvals.

Featured Plans

Solve your financial needs with our featured loans

Quick Loan Plan 1

Quick Loan Plan 1


Interest Rate
  • Take Minimum N$500.00
  • Take Maximum N$2,000.00
  • Per Installment 130%
  • Installment Interval 30 Days
  • Total Installment 1

Quick Loan Plan 2

Quick Loan Plan 2


Interest Rate
  • Take Minimum N$2,001.00
  • Take Maximum N$5,000.00
  • Per Installment 65%
  • Installment Interval 30 Days
  • Total Installment 2


Interest Rates


Approval Process


Loan Plans


Hidden Fees


Frequently Asked Questions

Thinking about applying for a short term loan with TinaBiz?

If you are a new customer, click here, or email us on apply@tinabiz.com.

If you have had a loan with TinaBiz before you can log into your account here and click the apply now.

Remember, you will need:
  1. Your 3 months bank statement
  2. Your latest payslip
  3. Certified copy of your ID

If we do need a bit more information to make our loan decision, we may contact you by email or phone. Please make sure we have your up-to-date contact information, so it doesn't delay your application.

Once you have completed the application and sent us the required documents, we will have a look at your information.

We will check to see that your bank statements match what you told us about your income and outgoings spends and have a look at your credit information.

If this all looks ok, we may be able to offer a loan without any more information and you will receive a phone call and email with the next steps.  

If we do need a bit more information to make our loan decision, we may contact you by email or phone. Please make sure we have your up-to-date contact information, so it doesn't delay your application.

As soon as you apply for a loan you should get an email confirming your application.

Once we have received your application and reviewed your information, we will usually be in touch within 8 working hours.

We are open: Monday – Friday, 8am – 5pm

You can repay the loan by making a bank transfer to our bank account or Pay2Cell to our mobile number provided on the loan contract.

We check to see, based on the information you provided, if you will be able to afford the loan payments now and for the length of the loan.

We also look to see if you are managing to pay all your other bills at the moment.

Things we see that may lead to a decline are:
  - Returned payments on your bank statements
  - No income showing on your bank statements
  - Recently missed payments on other credit
  - Lots of credit taken out recently
  - A history of taking out credit and not paying it back
  - A high level of gambling
  - Use of unauthorised overdrafts

Unfortunately, we do not offer loans to students or self-employed people. We only offer loans to employed individuals.
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    We are proud to offer the cheapest short term loans in Namibia

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